Sparkasse
The Savings Banks Finance Group at Digital X.
As a strong partner, the Sparkassen-Finanzgruppe supports companies in their digital transformation - with innovative financial solutions, secure infrastructures and personal advice. With regional roots, we offer reliable support for sustainable growth and a digital future - at Digital X and beyond.
Our Focus Topics
Our focus topics form the thematic core of the DIGITAL X – with a clear view of the relevant challenges and opportunities for companies.
About the company
The Sparkassen-Finanzgruppe is the largest banking group in Germany with over 520 companies, more than 16,000 branches and around 290,000 employees. For over 200 years, we have stood for reliability, customer proximity and financial expertise. With our regionally anchored institutions, we promote the financial security and future viability of our customers - private individuals, companies and local authorities. With a wide range of services from traditional banking services to modern digital solutions, we support our customers in all phases of their lives.
Your sources of inspiration
The minds that provide you with fresh ideas and new perspectives.
Sessions that inspire.
Discover our sessions, join us live, and don't miss a single presentation at DIGITAL X!
Lovable: Von der Idee zur App – ohne eine Zeile Code
All it takes is one sentence to get started: With Lovable, your idea—expressed in everyday language—turns into a working application in just Zukunftswerk GmbH and build your own solution: Describe the use case, refine it with AI, design the user interface, and try it out right away. At the end, you’ll go home not just with an idea, but with your very own working application. A truly hands-on experience for anyone who wants to see how easy it is to develop digital solutions today—even without any coding experience.
IBM: Agentic AI – Softwareentwicklung neu gedacht
What roles can AI agents play in the software development lifecycle? With IBM Bob, IBM demonstrates how agentic AI can support development. The audience decides which application will be demonstrated live: The options include the SDLC with AI agents, Java modernization, IBM i, and DevSecOps. After the vote, we’ll move straight into the live demo—featuring best practices, a Q&A session, and concrete insights for developers, architects, and IT leaders.
„So einfach wie möglich – und dann noch einfacher“
Why the Best Customer Experience Must Serve Laziness and Convenience—and How Companies Can Win Over Customers with EUDI Wallet and AI Agents Instead of Losing Them to Forms. Customers don’t come for values—they come for convenience: Every form, every password, every media break costs revenue. This masterclass shows how companies use EUDI Wallet and AI agents to build a radically simple customer experience—identification, age verification, login, and payment in seconds—all the way to customers letting their AI agents do their shopping for them. Real-world example: the world’s first bank-based credential built on EUDI architecture, implemented live by Sparkassen and Google. Takeaway: The customer owes you nothing—you owe them simplicity.
Security Tour
The Security Tour shows how businesses can shape their digital future securely. Visitors will gain insights into modern cybersecurity solutions, digital sovereignty, resilience and the responsible protection of data, infrastructure and business processes. Tour stops: - Microsoft - Palo Alto Networks - Rohde & Schwarz - Unique Projects - Sparkasse - T Hub
Red Hat: KI ausprobieren – direkt im Hands-on-Lab
From the keynote straight to your computer: Red Hat combines a concise talk with hands-on labs on Red Hat OpenShift AI. Afterward, you decide what you’d like to try out for yourself: an AI agent that controls a simulated manufacturing process, real-time LLM inference in the multiplayer word game Wordswarm, or a voice agent that takes orders. Three applications, one hour—and most importantly: don’t just watch AI in action—test it yourself.
Bezahlen, akzeptieren, Checkout - Wie Payment den Geschäftserfolg von Unternehmen prägt
Clicking “Pay” is often the most critical moment in the customer journey: this is where interest is converted into revenue. In this masterclass, Frank Büttner explains why modern payment is much more than just technology and why acceptance, checkout, and customer experience can become real competitive advantages for businesses. Practical, easy to understand, and with an eye toward the payment landscape of tomorrow. 1. Key Takeaway: Payment is a key revenue driver for business success. 2. Key Takeaway: A good customer journey and an excellent checkout process using proven payment solutions are crucial for acceptance and relevance in the market. 3. Key Takeaway: How can we contribute to the path toward greater European sovereignty in payments?
Mein agentisches Team: Wie KI-Agenten den Arbeitsalltag erleichtern
In this masterclass, Marlen Schenk demonstrates in a practical way how AI agents can make everyday work easier—from personal assistance with research, presentations, LinkedIn posts, and meeting preparation to automated business processes. Using concrete examples, she illustrates how recurring tasks can be identified, translated into workflows using tools like n8n, and gradually built into a team of AI agents. The session encourages participants to simply get started, identify bottlenecks, and make effective use of AI agents to lighten the workload for people and teams.
Security Tour
The Security Tour shows how businesses can shape their digital future securely. Visitors will gain insights into modern cybersecurity solutions, digital sovereignty, resilience and the responsible protection of data, infrastructure and business processes. Tour stops: - Microsoft - Palo Alto Networks - Rohde & Schwarz - Unique Projects - Sparkasse - T Hub
Lovable: Von der Idee zur App – ohne eine Zeile Code
All it takes is one sentence to get started: With Lovable, your idea—expressed in everyday language—turns into a working application in just Zukunftswerk GmbH and build your own solution: Describe the use case, refine it with AI, design the user interface, and try it out right away. At the end, you’ll go home not just with an idea, but with your very own working application. A truly hands-on experience for anyone who wants to see how easy it is to develop digital solutions today—even without any coding experience.
IBM: Agentic AI – Softwareentwicklung neu gedacht
What roles can AI agents play in the software development lifecycle? With IBM Bob, IBM demonstrates how agentic AI can support development. The audience decides which application will be demonstrated live: The options include the SDLC with AI agents, Java modernization, IBM i, and DevSecOps. After the vote, we’ll move straight into the live demo—featuring best practices, a Q&A session, and concrete insights for developers, architects, and IT leaders.
Connected to Scale – Wie wir Deutschlands nächste Deep-Tech-Champions ermöglichen können
Deep tech startups have the potential to reshape Germany’s future—yet all too often, brilliant ideas fail on the path to scaling up. Why is that? And what needs to happen for research to translate into real value creation? This masterclass highlights where Europe’s strengths lie, the hurdles that trip up Germany, and exactly how capital, research, and industry can come together effectively. Anyone who wants to understand early on how the next wave of value creation will emerge will find crucial insights here.
Red Hat: KI ausprobieren – direkt im Hands-on-Lab
From the keynote straight to your computer: Red Hat combines a concise talk with hands-on labs on Red Hat OpenShift AI. Afterward, you decide what you’d like to try out for yourself: an AI agent that controls a simulated manufacturing process, real-time LLM inference in the multiplayer word game Wordswarm, or a voice agent that takes orders. Three applications, one hour—and most importantly: don’t just watch AI in action—test it yourself.
Digitale Souveränität als strategischer Gestaltungsraum – Erfahrungen von aus der Beratungspraxis
Digital sovereignty is not a theoretical ideal, but a practical task that requires active shaping. In this masterclass, we’ll use concrete project examples to show how organizations can analyze their own sovereignty implications, derive target visions and roadmaps, and make informed decisions regarding data, workloads, and cloud services. Building on this, we’ll provide an overview of the specific challenges involved in procuring sovereign IT solutions. We’ll clarify which organizational capabilities are required, where real dependencies arise, and how trade-offs between control, innovation, and cost-effectiveness can be managed in practice.
Lovable: Von der Idee zur App – ohne eine Zeile Code
All it takes is one sentence to get started: With Lovable, your idea—expressed in everyday language—turns into a working application in just Zukunftswerk GmbH and build your own solution: Describe the use case, refine it with AI, design the user interface, and try it out right away. At the end, you’ll go home not just with an idea, but with your very own working application. A truly hands-on experience for anyone who wants to see how easy it is to develop digital solutions today—even without any coding experience.
Vom KI-Assistenten zur KI-Plattform: Wie wir mit dem S-KIPilot GenAI in die Breite bringen
How can generative AI be not only introduced but also scaled sustainably within a large organization? In this masterclass, we’ll share insights into our journey with the S-KIPilot: What have we learned, what technologies are we relying on, how are we addressing security and governance requirements, and how do we stay adaptable despite rapid market developments? We’ll highlight our biggest challenges, present concrete solutions, and offer a glimpse into the future of our AI ecosystem.